联邦直接无补贴贷款
Federal Direct 未受资助的 student loans are issued through the Federal Direct Loan program from the U.S. 教育部.
未受资助的 loans are low-interest loans available to students to help pay for the cost of higher education after high school. Federal student loans can help fill the gap between grants and or scholarships 和 cost to attend school. You are not required to accept the offered loans and we will not process the loans unless you accept them. Keep in mind that student loans must be repaid.
You can manage your Federal loan history on studentaid.政府
, where you will have a single point of contact and online access to your Direct Loan account information. 一旦你毕业, withdraw from school or you cease half-time enrollment you can opt for a six-month grace period 和n begin repayment. 有几个 还款计划 to choose from once you are in repayment.
重要提示
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All 研究生 students are required to be enrolled in 6 units for the loans to disburse.
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研究生 students taking 500 level course(s) that are considered 4 units, meet the 6 units requirement for loan disbursement.
500级课程的权重为1.5倍. Independent study course(s); the units are not weighed 1.5倍.
资格要求
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Submit your Free Application for Federal Student Aid (FAFSA
) and other supporting documents, if required. -
Must be a citizen or eligible non-citizen (permanent resident) of the United States.
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You must be enrolled or accepted for enrollment in a degree, certificate or professional program.
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Your enrollment status must be at least half-time, (the equivalent of 6 units).
未受资助的贷款
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不以需求为基础
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以年级水平为基础的最高限额
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Federal 政府ernment does not pay interest
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利率是固定的
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No obligation to make payments while enrolled at least half-time
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Interest accrues and capitalized during periods of enrollment in school and/or in deferment
利率及贷款费用
Interest rates are adjusted by Congress annually, with a new rate taking effect each July 1st. Although the interest rate for new loans may change each July 1, the rate received will be fixed for the life of the loan.
除了利率, Direct Loans charges an origination fee on all Federal Direct Loans, which is deducted from your loan funds at the time of disbursement.
请查看 学生资助网站
for interest rates and loan fees for current and past years.
如何接受和拒绝贷款
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登录您的CSUF门户
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点击Titan Online
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点击学生网页
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Click on Financial Aid tile and ensure you are in the correct aid year (top left)
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Click on Accept/Decline tab on the left side under Awards
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Click on the pencil icon to edit Award Decision
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Click on the drop-down menu for the loan under Award Decision column then select Accept or Decline
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接受小额贷款, check the Reduce box then enter the new loan amount in the Accepted column
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Review then click on Submit button to finalize your loan decision
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完成 贷款入学辅导
和 贷款主本票(MPN)
关于联邦学生援助
请注意:通常, accepted loan amount will be split in half: you will receive half for fall term 和 other half will be reserved for spring term. 例如, 如果你接受的贷款金额为2美元,000 -你将收到1美元,秋季学期的学费是1万美元,春季学期的学费为000英镑.
我能借多少钱
There are limits on the unsubsidized loans that you may be eligible to receive each academic year (annual loan limits) 和 total amounts you may borrow for undergraduate and graduate study (aggregate loan limits). The actual loan amount you are eligible to receive each academic year may be less than the annual loan limit.
学年贷款上限
研究生学位/专业 students are only eligible for unsubsidized loan, 年限20美元,500. Other aids that a student may receive can affect the annual amount offer.
|
学年 |
补贴 |
未受资助的 |
|
研究生学位/专业 |
N/A |
$20,500 |
总贷款限额
研究生学位/专业 student loan aggregate is based on the student's cumulative amount borrowed throughout the student's 本科, 凭证, 毕业后的职业生涯.
|
总限制 |
补贴只 |
补贴和
|
|
研究生/专业* |
$65,500 |
$138,500 |
